Rate and Term Refinance

Lenders Nationwide has mortgage refinance options for all types of borrowers. Refinance your home for payment reduction or simply accessing additional cash. Refinance loans can be a valuable tool for many purposes. Get a traditional Rate & Term Refinance mortgage or consider a Cash-Out Refinance while the interest rates are still below seven percent nationally.

Find a Local Broker or Mortgage Lender in your neighborhood! Search for lenders and shop interest rates with the top home mortgage lenders online. Get free quotes for mortgage refinance and with programs for bad credit, rate and term, debt consolidation and cash out.

Competitive Home Refinance Loan Rates

Get Rate Quotes from Top Home Refinancing Lenders

Search from over 100 Home Refinance Programs

Choose from 2nd Mortgage or Home Credit Lines

Select from Fixed, Variable, Interest Only or Negative Amortization Rate Options

Mortgage Refinance Features:

  • 15,30 and 40-year fixed rates
  • Negative Amortization: 80-10
  • Interest Only: 2/28, 3/27, 5/1, 7/1, 10/1 ARMís
  • Primary residence, second home, and non-owner occupied properties available
  • Single family, PUD, 2-4 unit, and Condo
  • Interest-Only payment feature available on select products

Fixed Home Refinance Rates As Low As 5.875%

This is based on a 20-year $250,000 Fixed Rate Loan at a 5.875% interest rate (Annual Percentage Rate is 6.475%), 80% LTV, with 1 point due at closing. Standard loan closing costs and fees also applicable. The monthly payment on this loan is $1,478.84. The home refinance interest rates offered are subject to change. Actual payments will vary based on individual client situation and current rates. Not available in all states. All home refinance loans are secured by a lien against real property and not all applicants will be approved. Annual Percentage Rate (APR) includes points, lender fees and some third party fees. Assumes excellent credit for all applicants, no cash out to the borrower, prepayment penalty where allowed, and full income documentation. Maximum mortgage loan limits and minimum equity/down payment requirements apply. Other loan restrictions may apply.


Fixed Rate Home Equity Loans and Variable Credit Lines
Find Better Home Equity Rates Today.
Compare up to 4 Free Lender Quotes!

Refinance your mortgage with reduced interest rates and cash out.
Choose from Conventional, Jumbo, FHA, VA, sub-prime etc.
Apply online now.

Low Rate Second Mortgages

$35,000 2nd Loans for only $199 month.
Refinance credit cards and get cash!
Get up to 4 Free 2nd Mortgage Quotes.

A better solution for lower payments

Consolidate Debt and get a Fixed Rate even if you have bad credit scores.

Get 4 Free Quotes from lenders who specialize in Sub-Prime loans

Low Rate HELOCís and Home Improvement Loans. Get the cash you need for construction and remodeling.

Apply for Low Rate Home Equity Rates!


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