Prime Home Equity Lines of Credit

Lenders Nationwide has home equity credit line options for borrowers with prime credit. Consider using your home equity for a prime rate payment reduction, cash out, debt consolidation or simply accessing additional cash. Refinance loans can be a valuable tool for many purposes. Get a traditional home equity loan refinance or consider a cashing in on your homeís equity through a 1st mortgage refinance while the interest rates are still below seven percent nationally.

Find a Local Broker or Mortgage Lender in your neighborhood! Search for lenders and shop interest rates with the top home mortgage lenders online. Get free quotes for a 2nd mortgage refinance and consider our unique programs for bad credit, rate and term, debt consolidation and cash out.

Home Equity Line Features:

  • 15,20, 25 30-year fixed to the prime rate index (reported in the Wall Street Journal)
  • HELOCís behind Negative Amortization
  • Interest Only: 10/5, 10/10, 10/25 (draw/ fixed repayment period)

Full Documentation and 12 Month Personal and Business Bank Statements

  • Loan amounts up to $600,000 for Full Documentation

Stated Income and Reduced Documentation

  • Loan amounts up to $300,000

Competitive Home Equity Rates

Get Rate Quotes from Top Home Equity Lenders

Search from over 100 Home Equity Programs

Choose from 2nd Mortgage or Credit Lines

Select from Fixed, Variable, Interest Only or Negative Amortization Rate Options

Home Equity Lines of Credit:

  • Open-end home equity loan
  • Revolving home equity line of credit
  • Minimum loan amount: $25,000;
  • Maximum loan amount: $500,000
  • Variable rate linked to prime rate index
  • 10-year Draw Period
  • No Closing Cost option available
  • Now available in all 50 states

- Home Equity Rates As Low As Prime Minus 1.125%

- 100% Stated Behind Neg-Am's With No Grossing Up The 1st Mortgage

  • Stated Income HELOC Guidelines -
  • Negative Amortization 1st Ok,
  • No 1st Mortgage Gross Up

- No Asset Verification for Stated Income Or Full Documentation Home Equity Loans

- No Seasoning Requirements: Borrow Using Current Appraised Value.

- Dti's To 55% - Qualify At Interest Only Payments


Fixed Rate Home Equity Loans and Variable Credit Lines
Find Better Home Equity Rates Today.
Compare up to 4 Free Lender Quotes!

Refinance your mortgage with reduced interest rates and cash out.
Choose from Conventional, Jumbo, FHA, VA, sub-prime etc.
Apply online now.

Low Rate Second Mortgages

$35,000 2nd Loans for only $199 month.
Refinance credit cards and get cash!
Get up to 4 Free 2nd Mortgage Quotes.

A better solution for lower payments

Consolidate Debt and get a Fixed Rate even if you have bad credit scores.

Get 4 Free Quotes from lenders who specialize in Sub-Prime loans

Low Rate HELOCís and Home Improvement Loans. Get the cash you need for construction and remodeling.

Apply for Low Rate Home Equity Rates!


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