Mortgage Loan Refinancing

Shop rates at Lenders Nationwide and uncover genuine refinancing options for all types of borrowers. Many homeowners are increasing their cash flow by refinancing their home for a payment reduction, cash out, debt consolidation or simply accessing additional cash. Refinancing can be a valuable tool for many purposes. Get a traditional Rate & Term Refinance mortgage or consider getting cash back in a mortgage refinance while the interest rates are still below seven percent nationally. Find a Local Broker or Mortgage Lender in your neighborhood for a low rate refinance! Search for lenders and shop interest rates with the top home mortgage lenders online. Get free quotes for mortgage refinance and with programs for bad credit, rate and term, debt consolidation and cash out.

Unique Loan Refinancing Features:

  • 15, 30 and 40-year fixed rates
  • Refinance with Negative Equity
  • Streamline Refinance
  • Interest Only: 2/28, 3/27, 5/1, 7/1, 10/1 ARM's
  • Non-Conforming Jumbo Loans
  • 2nd Mortgage Refinancing
  • 2.0 Home Affordable Refinancing

Let us help you locate a mortgage company locally for your next refinance. Let's start with lenders in your neighborhood that are offering low rate refinancing today! Search for lenders and compare loans for mortgage refinancing from top loan shops online. Get free quotes for mortgage refinance and with programs for bad credit, rate and term, debt consolidation and cash out.

Competitive Loans for Mortgage Rate Refinancing

Get Rate Quotes from Top Refinance Lenders

Search from a Variety of Loan Programs

Get Money Back or Just Refinance the Rate

Select from Fixed, Variable, Interest Only or Negative Amortization Rate Options

Full Documentation and 12 Month Personal and Business Bank Statements

  • Loan amounts up to $2,000,000 for Full Doc and Personal Bank Statements
  • Loan amounts up to $1,000,000 for Business Bank Statements
  • Minimum 500 FICO and above for Full Documentation and 12 Month Personal Bank Statements
  • Minimum 560 FICO and above for Business Bank Statements

Stated Income and Reduced Documentation

  • Loan amounts up to $1,000,000
  • Minimum 600 FICO for Stated Income
  • Minimum 500 FICO for Reduced Documentation
$195,000 mortgage for under $955 per month
The Five-year interest only monthly payment of $954.69 is based on a 30-year $195,000 3-year Adjustable Rate Loan at a 5.8750% interest rate (Annual Percentage Rate is 6.5625%) and 80% LTV. Customary closing costs and fees also applicable. After the initial 3 year, fixed-rate period, the interest rate will adjust every 6 months, based upon the "Index", which is the average of interbank offered rates for six-month U.S. dollar-denominated deposits in the London market ("LIBOR"). The new interest rate will be calculated by adding the margin to the "Index". After the 5 year Interest Only period, the principal and interest payment is $1,321.83, based upon today's fully indexed value. The maximum interest rate during the term will not exceed 6% over the initial start rate. APR and rate may increase during the loan term. The rates offered are subject to change. Actual payments will vary based on individual client situation and current rates. This interest only mortgage Not available in all states. All loans are secured by a lien against real property and not all applicants will be approved.
  • Primary residence, second home, and non-owner occupied properties available
  • Single family, PUD, 2-4 unit, and Condo
  • Up to 55% debt-to-income ratio allowed
  • Purchase, Rate/Term, Debt Consolidation, and Cash-out transactions available
  • No borrower-paid mortgage insurance
  • Interest-Only payment feature available on select products
  • No minimum trade-lines required up to 95% LTV

The increase in 30-year mortgage rates by more than a .50 of a percentage point to 6.75% in the past 5 weeks is hindering many consumers with the best credit just as a crackdown in bad credit lending standards limits the pool of qualified home buyers. The national median home price is on target for its 1st decline annually since the 1930ís and the supply of unsold homes has escalated to 4.2 million, according to the National Association of Realtors.

Confidence among U.S. homebuilders fell in June to the lowest since February 1991, according to the National Association of Home Builders/Wells Fargo index released this week. New-home sales will decline 33 percent from 2005's peak to the end of this year, according to the Realtors' group, exceeding the 25 percent three-year drop in 1991 that helped spark a recession.


Shop Fixed Rate Loans for Refinancing Cash Out and More!

Find Lower Rates for Refinancing Today.
Compare up to 4 Free Lender Quotes!

Top Mortgage Offers Online

Bad Credit Home Loans
Cash Out Refinance Loans

Refinancing Your Way

Choose from Conventional, Jumbo, FHA, VA, sub-prime etc.
Apply online now

Low Rate Second Mortgages.

$35,000 2nd Loans for only $199 month.
Refinance credit cards and get cash!
Get up to 4 Free 2nd Mortgage Quotes.

A better solution for lower payments.

Consolidate Debt and get a Fixed Rate even if you have bad credit scores.

Get 4 Free Quotes from lenders who specialize in Sub-Prime loans.

Low Rate HELOC’s and Home Improvement Loans. Get the cash you need for construction and remodeling.

Apply for Low Refinancing Rates Now!


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