Home Refinance Rates

Lenders Nationwide has home equity loan options for all types of borrowers. Refinance your home for payment reduction, cash out, debt consolidation or simply accessing additional cash. Refinance loans can be a valuable tool for many purposes. Get a traditional home equity loan refinance or consider a cashing in on your homeís equity through a 1st mortgage refinance while the interest rates are still below seven percent nationally.

Find a Local Broker or Mortgage Lender in your neighborhood! Search for lenders and shop interest rates with the top home mortgage lenders online. Get free quotes for a 2nd mortgage refinance and consider our unique programs for bad credit, rate and term, debt consolidation and cash out. Get quotes now for a 30-year fixed mortgage refinance.

Home Refinance Loan Features:

  • 15,20, 25 30-year fixed rates
  • Combine HELOC's into 1st home loans
  • Interest Only: 10/5, 10/10, 10/25 (draw/ fixed repayment period)

Full Documentation and 12 Month Personal and Business Bank Statements

  • Loan amounts up to $600,000 for Full Documentation

Stated Income and Reduced Documentation

  • Loan amounts up to $250,000

Competitive Home Refinance Rates

Get Rate Quotes from Top Lenders

Subprime, Hard Money & A-Paper

Choose from 2nd Mortgage or Refinance Loans

Select from Fixed, Variable, Interest Only or Negative Amortization Rate Options

Fixed Home Refinance Rates As Low As 3.875%

This is based on a 30-year $300,000 Fixed Rate Loan at a 3.875% interest rate (Annual Percentage Rate is 3.875%), 80% LTV, with 0 points due at closing. Standard loan closing costs and fees also applicable. The monthly payment on this loan is $1,774.61. The home refinance interest rates offered are subject to change. Actual payments will vary based on individual client situation and current rates. Not available in all states. All home refinance loans are secured by a lien against real property and not all applicants will be approved. Annual Percentage Rate (APR) includes points, lender fees and some third party fees. Assumes excellent credit for all applicants, no cash out to the borrower, prepayment penalty where allowed, and full income documentation. Maximum mortgage loan limits and minimum equity/down payment requirements apply. Other loan restrictions may apply.

If 1st balance is greater than orig. loan amt. per credit report (i.e. If First mortgage has negatively amortized): Qualify 1st Mortgage Payment at 2% below life rate cap amortized over 30yrs + Property Tax & Hazard Insurance.


Evaluate Fixed Home Refinance Loans with ARM's
Find Better Home Equity Rates Today.
Compare up to 4 Free Lender Quotes!

Refinance your mortgage with reduced interest rates and cash out.
Choose from Conventional, Jumbo, FHA, VA, sub-prime etc.
Apply online now.

Low Rate Second Mortgages

$35,000 2nd Loans for only $199 month.
Refinance credit cards and get cash!
Get up to 4 Free 2nd Mortgage Quotes.

A better solution for lower payments

Consolidate Debt and get a Fixed Rate even if you have bad credit scores.

Get 4 Free Quotes from lenders who specialize in Sub-Prime loans

Low Rate HELOCís and Home Improvement Loans. Get the cash you need for construction and remodeling.

Apply for Low Rate Home Equity Rates!

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