Home Purchase Loans

Lenders Nationwide has home purchase loan options for all types of borrowers. Buy your home and qualify for reduced payments with no reserves or down payments required! Get a traditional home loan or consider an interest only or negative amortization loan that offers the smallest payment monthly.

Find a Local Broker or Mortgage Lender in your neighborhood! Search for lenders and shop interest rates with the top home mortgage lenders online. Get free quotes for mortgage refinance and with programs for bad credit, rate and term, debt consolidation and cash out.

• Home Purchase Rates Starting at 1.25%
• Get Multiple No-Cost Loan Quote
• Special first-time homebuyers loans
• Lock in to a low rate 100% purchase loan
• Interest Only or Negative Amortization Loans
• Stated income and no-doc loans for salaried or self employed
• 80-20 home Loans first-time homebuyers

•	Competitive Home Purchase Mortgage Rates
•	Get Rate Quotes from Top Mortgage Lenders
•	Search from Top 100% Home Loan Programs
•	Select from Fixed, Variable, Interest Only or Negative Amortization Rate Options

Borrower Benefits:

• Renter to Homeowner
• Easier to qualify for home purchase guidelines
• No upfront cash needed
• Only 2 months’ PITI reserves required
• Fixed Mortgage Payment for 3, 5, 15, or 30 years

Question: What should I consider when deciding whether to rent or buy a home?
Answer: This is a critical decision in your life that should be based on financial and personal goals. From a personal standpoint, you should consider whether or not you want to commit to living in a home for several years. To determine if buying a new home makes financial sense, you should analyze your current monthly expenses and compare the cost of renting to the after-tax cost of owning.

Question: How can I determine how much I can afford to pay for a house?
Answer: It is difficult to find the home you want to buy, and then later consider the affordability . It is better to determine how much you can afford monthly, and then look at the houses for sale in your price range. Take advantage of our financial loan calculators to get a quick estimate of how much you can spend for a house.

Question: How much are Lenders Nationwide fees for obtaining a home loan?
Answer: Lenders Nationwide does not charge any fees up front. Your final loan costs will depend on several factors, including which state you live in, what county you live in, and even what loan program you have selected. However, a good rule of thumb is that the national average for closing costs is about 2 - 6% of the home's sale price (not including down payment).

Jimmy and Tina Yeager were not new to home buying and shopping for mortgage loan had become just another step in the process. They got pre-qualified for a home mortgage that enabled them to shop for a home with specific price outlined by a budget and a limit for monthly payments. While the Yeager’s are experienced with the mortgage loan process, the rest of us can be as successful. Local mortgage brokers offer several tips: Efficiency, affordability and integrity are three important factors when considering a lender or loan officers to work with. What are the best ways to evaluate the work of a lender?

Word of mouth is the best way, lenders said. Ask your family and friends who they have used and whether they have had a good experience.