Home Equity Loan Rates

Lenders Nationwide has home equity loan options for all types of borrowers. Refinance your home for payment reduction, cash out, debt consolidation or simply accessing additional cash. Refinance loans can be a valuable tool for many purposes. Get a traditional home equity loan refinance or consider a cashing in on your homeís equity through a 1st mortgage refinance while the interest rates are still below seven percent nationally. Home equity loan allows you as a homeowner to get a 2nd mortgage by using the equity in your home as collateral.

Find a Local Broker or Mortgage Lender in your neighborhood! Search for lenders and shop interest rates with the top home mortgage lenders online. Get free quotes for a 2nd mortgage refinance and consider our unique programs for bad credit, rate and term, debt consolidation and cash out.

Competitive Home Equity Loan Rates

Get Rate Quotes from Top Home Equity Lenders

Search from over 100 Home Equity Programs

Choose from Fixed Rate Loans or Home Credit Lines

Select from Fixed, Variable, Interest Only or Negative Amortization Rate Options

Home Equity Loan Features:

  • 15,20, 25 30-year fixed rates
  • HELOCís behind Negative Amortization
  • Interest Only: 10/5, 10/10, 10/25 (draw/ fixed repayment period)

Full Documentation and 12 Month Personal and Business Bank Statements

  • Loan amounts up to $600,000 for Full Documentation

Stated Income and Reduced Documentation

  • Loan amounts up to $300,000

Fixed Home Equity Loan Rates As Low As 4.50%

This is based on a 20-year $100,000 Fixed Rate Loan at a 4.50% interest rate (Annual Percentage Rate is 5.135%), 80% LTV, with 1 point due at closing. Standard loan closing costs and fees also applicable. The monthly payment on this loan is $805.59. The home equity interest rates offered are subject to change. Actual payments will vary based on individual client situation and current rates. Not available in all states. All home equity loans are secured by a lien against real property and not all applicants will be approved. Annual Percentage Rate (APR) includes points, lender fees and some third party fees. Assumes excellent credit for all applicants, no cash out to the borrower, prepayment penalty where allowed, and full income documentation. Maximum home equity loan limits and minimum equity/down payment requirements apply. Other restrictions may apply.

Home Equity Lines of Credit

  • Open-end home equity loan
  • Revolving home equity line of credit
  • Minimum loan amount: $25,000;
  • Maximum loan amount: $500,000
  • Variable rate linked to prime rate index
  • 10-year Draw Period
  • No Closing Cost option available
  • Now available in all 50 states

Home Equity Loans

  • Fixed monthly installment loans
  • Minimum loan amount: $20,000; maximum loan amount: $500,000
  • Eligible products include fixed-rates and balloons
  • 5-25 year loans available or balloon terms
  • Coupon book or Auto-Debit payment methods available
  • No Closing Cost option available

 

Compare Home Equity Lenders for Fixed & Variable Credit Lines
Find Better Home Equity Rates Today.
Compare up to 4 Free Lender Quotes!

Refinance your mortgage with reduced interest rates and cash out.
Choose from Conventional, Jumbo, FHA, VA, sub-prime etc.
Apply online now.

Low Rate Second Mortgages

$35,000 2nd Loans for only $199 month.
Refinance credit cards and get cash!
Get up to 4 Free 2nd Mortgage Quotes.

A better solution for lower payments

Consolidate Debt and get a Fixed Rate even if you have bad credit scores.

Get 4 Free Quotes from lenders who specialize in Sub-Prime loans

Low Rate HELOCís and Home Improvement Loans. Get the cash you need for construction and remodeling.

Apply for Low Rate Home Equity Rates!

 

Compare Interest Rates

Home Refinance Rates
Home Equity Credit Line Rates
Home Equity Loan Rates
Second Mortgage Rates
Debt Consolidation Loan Rates
Adjustable Mortgage Rates
Fixed Mortgage Rates

Compare Loan Programs
Mortgage Refinancing
Home Purchase Loans
2nd Mortgage Refinance
Prime Home Equity Rates
Cash Out Refinancing
Rate & Term Refinance
Debt Consolidation Loans

Compare Home Purchase Loans
100% Home Financing
Zero Down 100% Home Loans
No PMI Home Purchase Mortgages
Jumbo Home Purchase Mortgages
Interest Only Home Purchase Loans
Bad Credit Home Purchase Mortgages

Lending News
Home Equity Vs. Debt Consolidation
Bad Credit Mortgage Refinance
Fair Lending
FHA Refinance Loan
Home Equity Bad Credit
Bad Credit Second Home
Home Credit Lines - Bad Credit

Calculators
Mortgage Payment Calculators


Join Directory
Credit Report Offers

Loan Glossary
Industry Links

Contact Us