Bad Credit Home Equity Credit Lines

There is a big demand for homeowners with low fico scores to secure home equity line of credit products. Our service helps homeowners find companies that still offer bad credit home equity lines to credible borrowers. Lenders Nationwide has home equity credit line options for all types of borrowers. Refinance your home equity loan for payment reduction, cash out, debt consolidation or simply accessing additional cash. Refinance loans can be a valuable tool for many purposes. Get a traditional home equity line of credit or consider a cash-out refinance with your existing 1st mortgage, while the interest rates are still below seven percent nationally.

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Sub-Prime Home Equity Lines of Credit

  • Open-end home equity loans
  • Revolving home equity line of credit
  • Minimum loan amount: $5,000;
  • Maximum loan amount: $500,000
  • 10-year Draw Period
  • No Closing Cost option available
  • Now available in all 50 states

Find a Local Broker or Mortgage Lender in your neighborhood! Search for lenders and shop interest rates with the top home mortgage lenders online. Get free quotes for mortgage refinance and with programs for bad credit, rate and term, debt consolidation and cash out.

  • 100% INTEREST ONLY 3 and 5 year ARMs for A Paper borrowers
  • 100% financing with a 580+ score: 1st mortgages
  • 90% CLTV Home Equity Credit Lines: Sub-Prime

Finance a Career Change with a HELOC

By Greg Mischio Published: July 04, 2007

HELOCís offer Safety Net with Quick Cash Access

A wise financing option is to take out a home equity line of credit. This is a 2nd mortgage secured to your home, but it revolves like a line of credit. You only pay interest on the amount of money you borrow. This can be extremely helpful if you anticipate a lack of short-term funds, but don't know specifically how much cash you'll need. By opening a line of credit, you have instant access to cash. The interest you pay on the loan is tax-deductible because the interest paid is connected to your house equity.

In most cases the interest rate on a line of credit very affordable. Most are based on the prime lending rate. The rates are variable, but generally they tend to stay in the single digit range. When you take into account the tax deductibility of the credit line, it can prove to be a relatively inexpensive way to access cash.


Fixed Rate Home Equity Loans and Variable Credit Lines

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Refinance your mortgage with reduced interest rates and cash out.

Choose from Conventional, Jumbo, FHA, VA, sub-prime etc.
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Poor Credit Home Equity Lines and Mortgages

Refinance credit cards and get cash
Get up to 4 Free Home Equity Line Quotes

A better solution for lower payments.

Consolidate Debt and get a Fixed Rate even if you have bad credit scores.

Get 4 Free Quotes from lenders who specialize in home equity lines for bad credit.

Low Rate HELOC’s and Home Improvement Loans. Get the cash you need for construction and remodeling.

Apply for a Home Equity Line, even if you have poor credit scores!


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